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“Disclaimer: The Capital has received payment in exchange for writing this article”COVID-19 has brought the global economy to its knees. Of course, this is not some strange or “did you know” fact. As such, beyond question, everyone would agree with it. The influence of the pandemic escalated across nations worldwide, each experiencing a fair share of its impact. Unfortunately, South Africa had a sizable proportion of the effects with about 2.37 million cases and a relatively paralyzed economy. In 2020 IFPRI, in a report, assessed the impact and deemed it as never-before-seen.Asides from the pandemic’s influence governing the nation with cold heart sympathy, the emergence of crypto scams has further taken up an integral role in crippling both the South African centralized and decentralized finance ecosystem. BBC and BusinessTech reported recently that South Africa experienced arguably some of the biggest crypto scam worldwide with the South African MIT scheme saga. Not to mention several other fraudulent crypto schemes swept under the carpet. It is evident that South Africa is facing large setbacks and challenges economically resulting from COVID-19 and the array of scams, intensified by the latest unrest in the country.The Emerging ReassuranceSince its inception, DigitalFlyer® has taken up an active role in assisting small businesses get connected digitally. By changing the way they do business everyone plays a part in rebuilding the South African economy. It is a South African project whose top priority revolves around reviving the hope for sustainable economic and community development by simply using the DigitalFlyer® platform.Since 2020 DigitalFlyer® has offered a sizable opportunity for anyone looking to explore a profit-oriented digital business marketplace. It allows a business to have access to digital tools and functionalities that are usually too expensive, to generate profit simply by carrying out more business activities using the DigitalFlyer® platform.…

From a comprehensive overview of the platform, it is as clear as day that it is on its way to establishing an ecosystem where everyone has the right to security, opportunities, and privacy as offered by Web 3.0. The world is fast-paced and subject to constant shifts. As such, the population of individuals deprived of access to Web 3.0 products, or who are not even aware of them, keeps rising daily. Porta addresses this by creating a blockchain on the substrate, alongside products that are personalized to grant everyone free unrestricted access to Web 3.0 products. Besides, with it, one doesn’t have to go through the stress of creating a whole new blockchain single handedly, when you can just enjoy the products and services other developers offer. You can integrate these products into your Decentralized applications, making dApp development more approachable.In sum, Porta offers a platform of software solutions that other projects can integrate from the network and also offer software products to end-users in the form of NFT, Decentralized finance, dApps, and more.One thing that sets Porta apart is its attention to the user’s experience. While it may not be the best around, it definitely held its ground. As of today, the difference between its UX and most competitors in the market is apparent.With that said, here are some basic features Porta Network offers.Porta is building its blockchain on Substrate. While we are all aware that Polkadot is built on substrate and blockchain projects built using substrate can run as native projects on Polkadot, Substrate still has uses that extend beyond this idea. You can use it to create new blockchains, and this is the route Porta is taking.Essentially, the substrate is a framework for creating Decentralized systems by implementing a very negligible amount of hooks in code.In sum,…

CertiK (CTK) is the native utility token on the CertiK Platform, which provides security services to crypto projects. The majority of those services is comprised of various kinds of audits, including audits of the ICOs, wallets, dApps, smart contracts, or blockchain protocols themselves. Another service is CertiK Shield — a community resource pool for users who lose their funds in attacks, a kind of insurance. CertiK was founded in 2017 and went to market in 2020.This past decade saw a rapid expansion of the crypto space with a growing number of projects exploring novel use cases for blockchain technology. However, not all of the founders and developers care about their projects’ security enough, and even if they do, blockchain networks are often inherently vulnerable to hackers due to being open-source, decentralized, and immutable. Obviously, these conditions make auditing crypto projects a necessity, but traditional audits don’t work very well in this space since they rely on central authority while not being dynamic enough. CertiK solves this problem by employing Security Oracles, which allow users to retrieve audit information in real-time. This data is verified by Oracle Operators using delegated Proof-of-Stake protocol. CertiK Shield provides additional help in protecting users’ funds. Shield pools are made of CertiK tokens. It’s also used as fuel in user interactions with Oracles, as well as for staking in the Oracle network.CertiK debuted on the market in late 2020, almost immediately jumping to ~$1.9, although soon after that it descended to ~$1 and hung around this mark for a while. By January 2021, as CertiK built up its base of relatively high-profile clients, its price started going up noticeably, reaching ~$2.5 on several occasions. In the spring of 2021, it entered a kind of a positive feedback loop with other players in crypto tech: as the…

Pirate (ARRR) is a token used in Pirate Chain — a privacy-focused crypto project boasting full anonymity in all transactions. Pirate was founded in 2018 and went live with a fair launch, with no team tokens, pre-mining, or ICO. Its primary purpose is to act as a privacy coin.A typical cryptocurrency, insofar as those were initially conceived, features a transparent transaction history on the blockchain. This poses a whole host of potential issues, which can be collectively called a “fungibility problem”. A store accepting fiat currency doesn’t care where it might have been — so, say, any dollar is essentially the same as any other dollar (i.e. fungible), whereas if a crypto token went through some addresses affiliated with the drug market, fraud, etc. — it might be “worse” in the eyes of merchants than a token without such history, even if its current owner is a law-abiding citizen. Some projects solve this problem by obfuscating money trails in some way, including Monero and Zcash.Pirate Chain combines Monero and Zcash strengths and builds on them, putting shielded zk- proof transactions mandatory at the core of the network. It’s secured with Proof-of-Work consensus protocol and with delayed Proof-of-Work as an additional layer. All these measures protect the identities of token holders in the network and make Sybil and 51% attacks very expensive and unfeasible.When Pirate Chain entered the market in mid-2019, it was relatively poorly known, which led to Pirate’s price staying relatively low at first — it didn’t break the $0.1 mark until August 2020, and even then, Pirate didn’t keep this position for long. The second break came in December 2020, when the price climbed above $0.1, slowly at first. By early April 2021, it reached $0.4 and then shot up to $16.90 on April 23, as the Pirate…

This is a general guide to post-pandemic business management.Cash is not the king. Cash is trash. It loses 5 to 10% of its purchasing power every year. Cashflow is the king. It’s all about how that cash flows in and out of the business. Why should cash flow out? Because it is very hard to make money without spending some money. Cash should flow in because you are running a business to make as much money as possible.How cash flows in and out of the business is a process that needs to be managed. Failing to manage cash flow can easily lead to the death of the business. There is nothing new here. What was prevailing before the pandemic continues after the pandemic. Given that so many businesses make missteps and mistakes in managing cashflows, there is a need to emphasize the importance of managing the cashflows well.In my years of consulting, I have observed that even though cash flow management techniques are detailed in many books and articles, very few business managers purposefully set out to manage cash flow. Oftentimes cash flow management is done as a firefighting exercise, only invoked when the company is already experiencing cash flow challenges. Another observation is that when managing the cash flow, most managers make use of a few working capital management techniques.The most prevalent techniques deployed are 1) aggressively chasing debtors and 2) defiantly delaying supplier payments. Both of these typically result in disruption of business as both customers and suppliers get agitated and the relationship turns sour, invoking the need to be mended later when cash flows have stabilized.Build a buffer — it’s not wise for a company to live from paycheck to paycheck.Minimize the use of Overdraft Facilities (a.k.a Payday loans).Only purchase assets using equity capital, debt, or free…

Hi everyone, thank you for coming back to my blog. I hope you found my last blog interesting and useful, where I covered ‘5 Life Lessons You Can Learn From Warren Buffett.In this blog, I’m going to cover a strategy used and perfected by The Oracle himself, Warren Buffett, called ‘The 2 — List Strategy’. This strategy will enable you to prioritise and focus on your most important goals so that you can succeed and not be distracted by your lesser goals.Warren Buffett is famous for being incredibly wealthy and giving good advice. One of Buffett’s most famous pieces of advice is commonly referred to as the 2-List Strategy or the 25:5 List Strategy. It’s simple but effective. Let’s look at how it works.How many goals do you have right now? If you’re honest, you probably don’t have any. On the other hand, having 10 goals isn’t an optimal strategy either. This is where Buffett’s idea fits in.Follow this process to use Buffet’s 2-List Strategy to prioritise your goals and focus your energy:Take all the time you need to compile a long list of goals. Many of them you’ll know right off the top of your head, but many will require more thought.● It might take a few days to a week to complete this step. Once you get started, you’ll find that additional ideas pop into your head at random moments. Be sure to capture these.● Feel free to make the initial list much longer than 25, but ultimately limit yourself to 25.This is a little tougher. Choose the five most important goals from your list of 25 goals. Again, you might need some time to complete this step.● Imagine that you only had the opportunity to accomplish five goals. Which would you choose?Put the five most important goals…

Digital assets have become a global phenomenon in recent years, and technology is evolving like anything. If you see the latest crypto trend, you’ll find that their adoption rate is increasing since 2013.Getty ImagesAs depicted in the graph below, crypto-assets (including crypto tokens and stablecoins) show an upward trend for a few years.